.page-disclaimer {
  --terms-gold: #D4AF37;
  --terms-red: #D23A3A;
  --terms-navy: #1B2A4A;
  --terms-cream: #FAF0E6;
  --terms-ink: #1A1A1A;
  --terms-muted: #6B7280;
  background-color: var(--terms-cream);
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='420' height='420'%3E%3Cfilter id='w'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.012' numOctaves='4' seed='17'/%3E%3CfeColorMatrix values='0 0 0 0 0.1 0 0 0 0 0.08 0 0 0 0 0.08 0 0 0 0.05 0'/%3E%3C/filter%3E%3Crect width='420' height='420' filter='url(%23w)'/%3E%3C/svg%3E");
}

.page-disclaimer .terms-hero {
  position: relative;
  min-height: 300px;
  display: grid;
  overflow: hidden;
  background-color: var(--terms-navy);
}

.page-disclaimer .terms-hero-img {
  width: 100%;
  height: 300px;
  object-fit: cover;
  display: block;
}

.page-disclaimer .terms-hero-shade {
  position: absolute;
  inset: 0;
  background: linear-gradient(96deg, rgba(26, 26, 26, .78) 0%, rgba(26, 26, 26, .38) 58%, rgba(26, 26, 26, .58) 100%);
}

.page-disclaimer .terms-hero-inner {
  position: absolute;
  inset: 0;
  z-index: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  color: var(--terms-cream);
  padding: 28px 20px;
}

.page-disclaimer .breadcrumb {
  font-family: var(--font-body);
  font-size: 13px;
  color: rgba(250, 240, 230, .82);
  margin-bottom: 22px;
}

.page-disclaimer .breadcrumb a {
  color: var(--color-bright-gold);
  text-decoration: none;
  border-bottom: 1px solid rgba(255, 215, 0, .5);
}

.page-disclaimer .breadcrumb-sep {
  margin: 0 8px;
  opacity: .65;
}

.page-disclaimer .breadcrumb-current {
  color: rgba(250, 240, 230, .95);
}

.page-disclaimer .terms-hero-kicker {
  font-family: var(--font-body);
  font-size: 12px;
  font-weight: 500;
  letter-spacing: .3em;
  color: var(--terms-gold);
  text-transform: uppercase;
  display: inline-block;
  margin-bottom: 10px;
}

.page-disclaimer .terms-hero-copy h1 {
  font-family: var(--font-head);
  font-size: 2rem;
  font-weight: 900;
  letter-spacing: .05em;
  line-height: 1.25;
  margin: 0 0 10px;
  color: var(--terms-cream);
}

.page-disclaimer .terms-hero-copy p {
  font-size: 14px;
  line-height: 1.8;
  max-width: 680px;
  color: rgba(250, 240, 230, .9);
  margin: 0;
}

.page-disclaimer .terms-hero-badge {
  position: absolute;
  right: 18px;
  bottom: 16px;
  background: var(--terms-red);
  color: var(--terms-cream);
  border: 1px solid var(--terms-gold);
  padding: 5px 14px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 500;
  letter-spacing: .08em;
  box-shadow: 0 4px 14px rgba(26, 26, 26, .25);
}

.page-disclaimer .terms-strip {
  position: relative;
  z-index: 2;
  background: var(--terms-ink);
}

.page-disclaimer .terms-strip-inner {
  display: flex;
  flex-wrap: wrap;
  gap: 6px 12px;
  align-items: baseline;
  padding: 16px 20px;
  font-size: 13px;
}

.page-disclaimer .terms-strip-label {
  color: var(--terms-gold);
  letter-spacing: .2em;
  font-size: 12px;
  font-weight: 500;
  margin-right: 6px;
}

.page-disclaimer .terms-strip-link {
  color: var(--terms-cream);
  text-decoration: none;
  padding: 4px 2px;
  border-bottom: 1px solid transparent;
  transition: color .2s, border-color .2s;
}

.page-disclaimer .terms-strip-link:hover,
.page-disclaimer .terms-strip-link:focus-visible {
  color: var(--color-bright-gold);
  border-bottom-color: var(--terms-gold);
  outline: none;
}

.page-disclaimer .terms-strip-sep {
  color: rgba(212, 175, 55, .55);
}

.page-disclaimer .terms-grid {
  display: grid;
  gap: 36px;
  padding: 40px 20px 64px;
}

.page-disclaimer .terms-sidebar-inner {
  background: rgba(255, 255, 255, .78);
  border: 1px solid rgba(212, 175, 55, .45);
  border-radius: var(--radius-cut);
  padding: 26px 22px;
  box-shadow: var(--shadow-book);
  backdrop-filter: blur(2px);
}

.page-disclaimer .terms-toc {
  list-style: none;
  margin: 16px 0 0;
  padding: 0;
  display: grid;
  gap: 2px;
}

.page-disclaimer .terms-toc-item {
  border-bottom: 1px dashed rgba(26, 26, 26, .08);
}

.page-disclaimer .terms-toc-item:last-child {
  border-bottom: none;
}

.page-disclaimer .terms-toc-link {
  display: flex;
  gap: 10px;
  align-items: baseline;
  text-decoration: none;
  color: var(--terms-ink);
  padding: 9px 6px;
  border-radius: 8px;
  font-size: 14px;
  transition: background .2s, color .2s;
}

.page-disclaimer .terms-toc-link em {
  font-style: normal;
  color: var(--terms-red);
  font-family: var(--font-head);
  font-weight: 700;
  min-width: 22px;
}

.page-disclaimer .terms-toc-link:hover,
.page-disclaimer .terms-toc-link:focus-visible {
  background: rgba(212, 175, 55, .14);
  color: var(--terms-red);
  outline: none;
}

.page-disclaimer .terms-sidebar-note {
  margin-top: 18px;
  padding-top: 16px;
  border-top: 1px solid rgba(212, 175, 55, .35);
  font-size: 13px;
  line-height: 1.8;
  color: var(--terms-muted);
}

.page-disclaimer .terms-sidebar-link {
  display: inline-block;
  margin-top: 12px;
  color: var(--terms-red);
  text-decoration: none;
  font-weight: 500;
  border-bottom: 1px solid rgba(210, 58, 58, .4);
  transition: color .2s, border-color .2s;
}

.page-disclaimer .terms-sidebar-link:hover {
  color: var(--terms-gold);
  border-bottom-color: var(--terms-gold);
}

.page-disclaimer .terms-articles {
  display: grid;
  gap: 26px;
}

.page-disclaimer .terms-card {
  position: relative;
  background: #FFFFFF;
  border: 1px solid rgba(26, 26, 26, .08);
  border-radius: var(--radius-cut);
  box-shadow: var(--shadow-book);
  overflow: hidden;
}

.page-disclaimer .terms-card-rib {
  position: absolute;
  left: 0;
  top: 0;
  bottom: 0;
  width: 6px;
  background: var(--terms-red);
}

.page-disclaimer .terms-card--boundary .terms-card-rib { background: var(--terms-red); }
.page-disclaimer .terms-card--karma .terms-card-rib { background: var(--terms-gold); }
.page-disclaimer .terms-card--ip .terms-card-rib { background: var(--terms-navy); }
.page-disclaimer .terms-card--safe .terms-card-rib { background: var(--terms-muted); }
.page-disclaimer .terms-card--change .terms-card-rib { background: var(--terms-gold); }

.page-disclaimer .terms-card-head {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  padding: 28px 22px 4px 24px;
}

.page-disclaimer .terms-seal {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: radial-gradient(circle at 35% 30%, var(--color-bright-gold), var(--terms-gold) 70%);
  color: var(--terms-ink);
  font-family: var(--font-head);
  font-weight: 900;
  font-size: 21px;
  border: 2px solid rgba(26, 26, 26, .22);
  box-shadow: 0 4px 12px rgba(212, 175, 55, .4);
  flex-shrink: 0;
}

.page-disclaimer .terms-card-title-group {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.page-disclaimer .terms-card-title-group h2 {
  font-family: var(--font-head);
  font-size: 1.4rem;
  font-weight: 900;
  letter-spacing: .04em;
  line-height: 1.3;
  margin: 0;
  color: var(--terms-ink);
}

.page-disclaimer .terms-card-body {
  padding: 18px 24px 8px 24px;
  font-size: 15px;
  line-height: 1.9;
  color: var(--color-warm-gray);
}

.page-disclaimer .terms-card-body p {
  margin: 0 0 12px;
}

.page-disclaimer .terms-list {
  list-style: none;
  margin: 14px 0 0;
  padding: 0;
  display: grid;
  gap: 8px;
}

.page-disclaimer .terms-item {
  position: relative;
  padding-left: 18px;
}

.page-disclaimer .terms-item::before {
  content: "";
  position: absolute;
  left: 0;
  top: .78em;
  width: 9px;
  height: 2px;
  background: var(--terms-gold);
}

.page-disclaimer .terms-callout {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin: 22px 0 8px;
  padding: 14px 16px;
  background: rgba(27, 42, 74, .07);
  border-left: 4px solid var(--terms-navy);
  border-radius: 0 10px 10px 0;
}

.page-disclaimer .terms-callout p {
  margin: 0;
  font-size: 14px;
}

.page-disclaimer .terms-callout-mark {
  background: var(--terms-navy);
  color: var(--terms-cream);
  padding: 3px 9px;
  border-radius: 999px;
  font-size: 12px;
  white-space: nowrap;
  letter-spacing: .16em;
  margin-top: 2px;
}

.page-disclaimer .terms-callout--gold {
  background: rgba(212, 175, 55, .12);
  border-left-color: var(--terms-gold);
}

.page-disclaimer .terms-callout--gold .terms-callout-mark {
  background: var(--terms-gold);
  color: var(--terms-ink);
}

.page-disclaimer .terms-details {
  margin-top: 18px;
  border-top: 1px dashed rgba(26, 26, 26, .15);
  padding-top: 10px;
}

.page-disclaimer .terms-details summary {
  cursor: pointer;
  color: var(--terms-red);
  font-weight: 500;
  font-size: 14px;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  list-style: none;
}

.page-disclaimer .terms-details summary::-webkit-details-marker {
  display: none;
}

.page-disclaimer .terms-details summary::after {
  content: "＋";
  font-size: 16px;
  color: var(--terms-gold);
  line-height: 1;
  transition: transform .25s;
}

.page-disclaimer .terms-details[open] summary::after {
  content: "－";
}

.page-disclaimer .terms-details-content {
  background: var(--color-smoke);
  border-radius: 0 12px 12px 0;
  padding: 12px 14px;
  margin-top: 12px;
  font-size: 14px;
  line-height: 1.8;
  border-left: 3px solid var(--terms-gold);
}

.page-disclaimer .terms-details-content p {
  margin: 0;
}

.page-disclaimer .terms-card-foot {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  align-items: center;
  gap: 10px;
  background: #FAF9F4;
  border-top: 1px solid #EFE3D5;
  padding: 14px 24px 14px 24px;
}

.page-disclaimer .terms-card-meta {
  font-size: 13px;
  color: var(--terms-muted);
}

.page-disclaimer .terms-copy {
  background: transparent;
  border: 1px solid rgba(212, 175, 55, .65);
  color: var(--terms-ink);
  font-family: var(--font-body);
  font-size: 13px;
  padding: 6px 18px;
  border-radius: 999px;
  cursor: pointer;
  transition: background .2s, color .2s, border-color .2s;
}

.page-disclaimer .terms-copy:hover,
.page-disclaimer .terms-copy:focus-visible {
  background: var(--terms-gold);
  border-color: var(--terms-gold);
  color: #FFFFFF;
  outline: none;
}

.page-disclaimer .terms-accept {
  background: var(--terms-navy);
  padding: 36px 20px;
  position: relative;
  overflow: hidden;
}

.page-disclaimer .terms-accept::before,
.page-disclaimer .terms-accept::after {
  content: "";
  position: absolute;
  border: 2px solid rgba(212, 175, 55, .28);
  border-radius: 50%;
  pointer-events: none;
}

.page-disclaimer .terms-accept::before {
  width: 260px;
  height: 260px;
  right: -70px;
  top: -80px;
}

.page-disclaimer .terms-accept::after {
  width: 130px;
  height: 130px;
  left: 8%;
  bottom: -30px;
  border-color: rgba(250, 240, 230, .1);
}

.page-disclaimer .terms-accept-inner {
  position: relative;
  z-index: 1;
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 18px;
}

.page-disclaimer .terms-accept-mark {
  background: var(--terms-gold);
  color: var(--terms-ink);
  width: 50px;
  height: 50px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 30px;
  font-weight: 900;
  flex-shrink: 0;
  box-shadow: 0 6px 18px rgba(0, 0, 0, .28);
}

.page-disclaimer .terms-accept-copy {
  flex: 1 1 280px;
  color: var(--terms-cream);
}

.page-disclaimer .terms-accept-copy h2 {
  font-family: var(--font-head);
  font-size: 1.4rem;
  font-weight: 900;
  margin: 0 0 6px;
  letter-spacing: .04em;
}

.page-disclaimer .terms-accept-copy p {
  margin: 0;
  font-size: 14px;
  line-height: 1.75;
  color: rgba(250, 240, 230, .82);
}

.page-disclaimer .terms-accept-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.page-disclaimer .terms-accept-actions .btn-primary {
  background: var(--terms-red);
  border: 1px solid var(--terms-red);
  color: var(--terms-cream);
  padding: 10px 24px;
  border-radius: 999px;
  font-size: 14px;
  font-weight: 500;
  text-decoration: none;
  transition: transform .2s, box-shadow .2s;
  box-shadow: 0 4px 14px rgba(210, 58, 58, .25);
}

.page-disclaimer .terms-accept-actions .btn-primary:hover,
.page-disclaimer .terms-accept-actions .btn-primary:focus-visible {
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(210, 58, 58, .32);
  outline: none;
}

.page-disclaimer .terms-print {
  background: transparent;
  border: 1px solid rgba(250, 240, 230, .55);
  color: var(--terms-cream);
  padding: 10px 22px;
  border-radius: 999px;
  font-size: 14px;
  cursor: pointer;
  transition: border-color .2s, color .2s, background .2s;
}

.page-disclaimer .terms-print:hover,
.page-disclaimer .terms-print:focus-visible {
  border-color: var(--color-bright-gold);
  color: var(--color-bright-gold);
  background: rgba(255, 215, 0, .08);
  outline: none;
}

@media (min-width: 640px) {
  .page-disclaimer .terms-hero-copy h1 {
    font-size: 2.4rem;
  }

  .page-disclaimer .terms-hero-copy p {
    font-size: 15px;
  }

  .page-disclaimer .terms-card-body {
    font-size: 15.5px;
  }
}

@media (min-width: 992px) {
  .page-disclaimer .terms-grid {
    grid-template-columns: 260px minmax(0, 1fr);
    gap: 52px;
    align-items: start;
    padding: 56px 20px 80px;
  }

  .page-disclaimer .terms-sidebar {
    position: sticky;
    top: 120px;
  }

  .page-disclaimer .terms-sidebar-inner {
    padding: 30px 24px;
  }

  .page-disclaimer .terms-articles {
    gap: 34px;
  }

  .page-disclaimer .terms-card-head {
    padding-left: 30px;
    padding-right: 30px;
  }

  .page-disclaimer .terms-card-body {
    padding-left: 30px;
    padding-right: 30px;
  }

  .page-disclaimer .terms-card-foot {
    padding-left: 30px;
    padding-right: 30px;
  }

  .page-disclaimer .terms-accept-inner {
    flex-wrap: nowrap;
  }
}